Disclaimers

Investing in non-readily realisable and/or non-transferable securities (illiquid) involves high risks. The value of your investment can go down as well as up and you are at risk of losing all funds invested should something go wrong. Any historic performance of investment opportunities is NOT a guide for future performance and any projections of future performance are based on all information known at the time of the investment. Any projections are subject to change and are not guaranteed and should not be relied upon as such. All investment opportunities introduced by Skylight Ventures Group Limited are not regulated by the UK Financial Conduct Authority (FCA) and you will not have access to the UK Financial Ombudsman Service (FOS) and/or the UK Financial Services Compensation Scheme (FSCS). All investors should seek independent professional advice before deciding to invest. Unregulated investment opportunities in complex instruments are considered high risk. Therefore, we can only deal with UK investors who are High Net Worth Individuals or Sophisticated Investors, who understand the risks involved. Investing in Property may be regulated by the local government in the country of purchase. We encourage all our investors to seek legal advice when purchasing in a foreign country. All property purchases must have appropriate internationally recognised title deeds.

CAPITAL AT RISK. There are risks to all forms of investing, particularly in unregulated, complex, non-readily realisable and/or non-transferrable securities like bonds, loan notes and unquoted equity investments. Forecasts are not guarantees and performance may vary. Tax treatment depends on individual circumstances and may change. These investments are not covered by the Financial Services Compensation Scheme (FSCS) and clients will not have access to the Financial Ombudsman Service (FOS). All investors should seek independent professional advice before deciding to invest.

1. Information: Although every effort is made by Skylight Venture Group Limited, its agents, associates or employees to verify information given in their web site, brochures, and promotional material, it must be clearly understood that such information does not form part of any contract or offer. Any intending purchaser of a property or an Investment must satisfy themselves as to the correctness of any information either printed or verbally issued by Skylight Venture Group Limited, its agents, associates or employees.

2. Details: Skylight Venture Group Limited, its agents, associates or employees make every effort to keep up to date the information stated in its web site, brochures and other promotional material, but it cannot guarantee that particular properties and businesses will still be available for sale when prospective purchasers enquire or travel to view. Vendors may increase or decrease the price of properties and no guarantee is given that the price shown in the Skylight Venture Group Limited web site or brochure will remain accurate. Skylight Venture Group Limited reserves the right to make changes to the information and price of content on our website at any time without notice.

3. Availability: Skylight Venture Group Limited, its agents, associates or employees does not accept any liability to interested purchasers resulting from their inability to view properties and businesses in which they may be interested due to the fact that the properties or businesses may no longer be available for sale, or due to revision of purchase prices, or due to unforeseen circumstances.

4. Services: All related services offered, such as Finance, mortgages, Insurance, Currency exchange, legal and tax advice, Removals and any other service from a third party – are merely recommended in good faith only and all agreements and contracts with such parties or for such services are entirely the responsibility of the buyer/user and service provider and not the liability or responsibility of Skylight Venture Group Limited.

5. Currency exchange rates: Be aware that currency fluctuations can greatly affect the price you pay in sterling for a property when you come to pay for it. We advise you to keep this in mind and seek professional help when transferring money abroad. Note also that properties are often listed in their ‘local’ currency and therefore a sterling price is often only a guide.

6. Business liability: Skylight Venture Group Limited, its agents, associates or employees operate as an introducing agent to assist interested persons in finding and purchasing properties and businesses. Skylight Venture Group Limited is not liable for any loss which they may incur for any reason whatsoever resulting from their interest in purchasing, attempted purchase or actual purchase of a property overseas.

7. Measurements, tenure & usage: Land, property and room sizes given in the Skylight Venture Group Limited, its agents, associates or employee’s web site, brochure or any promotional material are subject to survey. It remains the responsibility of the purchasers to satisfy themselves as to the correctness of such information. Building plots described in the Skylight Venture Group Limited web site, brochure and promotional literature remains the responsibility of purchasers of plots of land to acquire/check all necessary planning consents and licences. Title and tenure is also the liability of the buyer, lawyer and selling company and Skylight Venture Group Limited recommend that the services of a professional are employed when purchasing property overseas.

8. Viewing & Travel: All contracts for transport by rail, sea, air or on land, for accommodation, board and lodging, for legal and estate agency services, or for any other associated services shall be deemed to be contracts between the person/s travelling and the service provider. Skylight Venture Group Limited, its agents, associates or employees makes every endeavour to recommend only reliable and reputable providers of transport, accommodation, legal, estate agency and other services and shall not be held responsible or liable for any loss or damage resulting from such recommendations.

9. How Skylight Venture Group Limited get paid for their service: In the main, Skylight Venture Group Limited, their agents, associates or employees are paid a percentage of the builders, agents or developers profit/fees and this is generally part of the allocated budget for marketing and sales and therefore the buyer does not pay more for a property as a result of buying via Skylight Venture Group Limited. Therefore, in effect, a client receives a free service from Skylight Venture Group Limited, including the advice, support, search and ability to source property as well as looking to bring only the best properties to clients.

10. Associated companies actions: Skylight Venture Group Limited, its agents, associates or employees shall not be held liable or responsible for the actions of other persons or companies or firms with which it may be associated or have connections with.

11. Finance & Investment advice: Any investment or financial advice given by Skylight Venture Group Limited, its agents or associates are a guide only and expert tax, financial planning and mortgage advice will be required to confirm information when purchasing a property.

12. Building time on new property: Whilst every effort is made by Skylight Venture Group Limited, its agents, associates or employees to give accurate information to purchasers of “off plan” properties as to the building time of such properties it must be clearly understood that purchasers contracts are with the relevant construction company and not with Skylight Venture Group Limited, its agents, associates or employees. Estimated building times are given by the relevant construction company and it should be clearly understood that delays or changes may occur. Skylight Venture Group Limited, its agents, associates or employees accepts no responsibility for any such delays or changes.

13. Access and use of the Skylight Venture Group Limited Websites and content: All materials, logos, pictures and content on skylightventuregroup.com and other owned websites within our group are the sole ownership of Skylight Venture Group Limited and cannot be used by other parties in any way unless by consent.

14. Deposits: Deposits are non-refundable unless agreed on the reservation form. It must be clearly understood that once a purchaser pays a deposit and exchanges contracts with a

construction company then such deposits and subsequent payments are non-refundable unless agreed or covered within the full contract with the builder or developer. Skylight Venture Group Limited cannot be held liable for the return of any deposit or payments agreed with the agent or developer and this is to be the responsibility of the purchaser or customer to follow up directly with the developer or agent that issued their contract for the property.

15. Re-selling: If a property has been purchased with a view to re-selling please note that Skylight Venture Group Limited, its agents, associates or employees do not guarantee selling properties prior to or after completion, nor do they guarantee any profits or returns, and have no control over the future volume of purchasers, their requirements or future market conditions. Skylight Venture Group Limited, its agents, associates or employees does not require exclusivity to market re-sale properties and in fact in many cases cannot deal with such resale’s, and purchasers are free to market their properties themselves or through Estate Agencies of their choice and Skylight Venture Group Limited may or may not offer to assist. It is also important to understand that reselling overseas property will be subject to a fee and these charges can vary considerably – Skylight Venture Group Limited, its agents, associates or employees accept no liability for any agreements by these companies as we only help you to market these properties through our agents and associates throughout the World.

16. Post agreement to purchase queries: Skylight Venture Group Limited, its agents, associates or employees operate only as an introducing agency to assist interested persons in finding and purchasing properties from a range of developers, agents and associates. All future customer queries regarding the property purchased are dealt with by the developer or agent who issues your contract. All legal queries should be directed to the lawyer you have appointed and not Skylight Venture Group Limited, its agents, associates or employees.

17. Tax Liability: Income Tax or capital gains tax due on profits or income made on property or rental is entirely the responsibility of the vendor.

18. Data Policy: When registering with Skylight Venture Group Limited, for the purpose of investing in property or other asset class, personal details such as name, address, email and phone number will be required. This data may be passed on/shared with our associated overseas companies and developers and this is essential in assisting a customer looking to buy a property. If a client decides to make a purchase, further personal information will be required such as Proof of Identity and Proof of Address for Anti Money Laundering purposes. If a client does not wish to have their information passed to a third party, they must request this and Skylight Venture Group Limited will comply.

19. Contact information: Skylight Venture Group Limited, its agents, associates or employees do not accept liability from any client, who has not informed the developer or agent, from who the builders contracts are made out from, regarding new change of address or contact details.

20. Additional services: Skylight Venture Group Limited, its agents, associates or employees operate as an introducing agent only and do not organise Tax, National Insurance numbers, bank accounts, mortgages, power of attorney, immigration advice, etc. for clients. It is up to the client themselves to organise all of these, either with their appointed lawyer or if written

confirmation has been given, by the developer or agent they have purchased with.

21. Agents and third party introducers: Where a client has been introduced to a property by an appointed sub-agent or introducer of Skylight Venture Group Limited, Skylight Venture Group Limited does not accept liability for statements or terms made by such third parties nor any mishandling of clients funds by such third parties.

22. Regulatory: Skylight Venture Group Limited its agents, associates or employees are not authorised or regulated by the Financial Conduct Authority under the Financial Services and

Markets Act 2000 (“FSMA”). The information contained in this web site does not amount to a financial promotion for the purposes of section 21 FSMA.

23. Your acceptance of this policy: By using this Website, you signify your acceptance of our Privacy Policy. If you do not agree to this Privacy Policy, please do not use our Website.

At Skylight Venture Group Limited, accessible at www.skylightventuregroup.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Skylight Venture Group Limited and how we use it. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us through email at info@skylightventuregroup.com General Data Protection Regulation (GDPR) We are a Data Controller of your information. Skylight Venture Group Limited’s legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Information we collect and the specific context in which we collect the information:

​● Skylight Venture Group Limited needs to perform a contract with you
● You have given Skylight Venture Group Limited permission to do so
● Processing your personal information is in Skylight Venture Group Limited legitimate interests
● Skylight Venture Group Limited needs to comply with the law
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Skylight Venture Group Limited will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies. If you are a resident of the European Economic Area (EEA), you have certain data protection rights. If you wish to be informed what Personal Information we hold about you and if you want it to be removed from our systems, please contact us.
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In certain circumstances, you have the following data protection rights:
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● The right to access, update or delete the information we have on you.
● The right of rectification.
● The right to object.
● The right of restriction.
● The right to data portability
● The right to withdraw consent

Log Files
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Skylight Venture Group Limited follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting
services analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring /
exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users movement on the website, and gathering demographic information.
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Cookies and Web Beacons
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Like any other website, Skylight Venture Group Limited uses ‘cookies. These cookies are used to store information including visitors preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users experience by customizing our web page content based on visitors browser type and/or other information.

DoubleClick DART Cookie
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Google is one of the third-party vendors on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to and other sites on the
internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL
– https://policies.google.com/technologies/ads.

Some of the advertisers on our site may use cookies and web beacons. Our advertising partners are listed below. Each of our advertising partners has its own Privacy Policy for its
policies on user data. For easier access, we hyperlinked to their Privacy Policies below.
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Google
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https://policies.google.com/technologies/ads
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Privacy Policies
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You may consult this list to find the Privacy Policy for each of the advertising partners of Skylight Venture Group Limited. Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Skylight Venture Group Limited, which are sent directly to users browsers. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
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Note that Skylight Venture Group Limited has no access to or control over these cookies that are used by third-party advertisers.
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Third-Party Privacy Policies
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Skylight Venture Group Limited Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt out of certain options.
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You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found
at the browsers respective websites.
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Children’s Information
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Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their
online activity.
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Skylight Venture Group Limited does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind
of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
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Online Privacy Policy Only
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This privacy policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collected by Skylight Venture Group. This policy is not applicable to any information collected offline or via channels other than this website.
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Consent
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By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.

Investing in non-readily realisable and/or non-transferable securities (illiquid) involves high risks. The value of your investment can go down as well as up and you are at risk of losing all funds invested should something go wrong. Any historic performance of investment opportunities is NOT a guide for future performance and any projections of future performance are based on all information known at the time of equity investment or debt investment, and calculations and opinions of the management of underlying investment opportunities. Any projections are subject to change and are not guaranteed and should not be relied upon as such. Risks include the total loss of your equity investment or debt investment. All investment opportunities introduced by Skylight Venture Group Limited are NOT regulated by the UK Financial Conduct Authority (FCA) and you will NOT have access to the UK Financial Ombudsman Service (FOS) and/or the UK Financial Services Compensation Scheme (FSCS). Please refer to the Disclaimer section of this site for a more comprehensive description of the various potential risks involved. You SHOULD read those BEFORE you make any investment decision. All investors should seek independent professional advice before deciding to invest.

Unregulated investment opportunities in complex instruments are considered high risk. Therefore, these investments are relevant to investors who are High Net Worth Individuals or Sophisticated / Professional Investors, who understand the risks involved.

I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of speculative illiquid securities. The exemption relates to high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).

I held throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more.

Net assets for these purposes do not include:

(a) the property which is my primary residence or any money raised through a loan secured on that property; or

(b) any rights of mine under a qualifying contract of insurance; or

(c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or

(d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on speculative illiquid securities.

I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of speculative illiquid securities. I understand that this means:

(i) I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in speculative illiquid securities;

(ii) the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;

(b) I have made more than one investment in an unlisted company in the two years prior to the date below;

(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;

(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on speculative illiquid securities.